These Terms of Use govern your access to and use of calcdesk.online (the "Site"), operated by Calcdesk ("Calcdesk", "we", "us", or "our"). By using the Site, you agree to these terms. If you do not agree, please do not use the Site.
General disclaimer
All calculators, tools, and content on Calcdesk are provided for general informational and educational purposes only. They do not constitute professional advice of any kind — financial, medical, legal, tax, accounting, or otherwise — and should not be relied upon as a substitute for consultation with a qualified professional.
Results from our calculators are estimates based on the information you enter and standard formulas. Actual outcomes may differ due to factors not captured by a simplified calculation, including individual circumstances, fees, local regulations, and changes over time.
Financial calculators
Our loan, mortgage, savings, percentage, discount, and currency tools are designed to help you explore "what if" scenarios and understand how different inputs affect an outcome. They are not quotes, offers, or guarantees from any lender, bank, or financial institution. Always confirm figures with your bank, lender, or a licensed financial advisor before making financial decisions. We are not a financial advisor, broker, or lender, and nothing on this Site constitutes investment, lending, or tax advice.
Currency conversion figures are based on third-party exchange rate data that may be delayed or differ from rates offered by banks and money transfer services, which typically include additional margins and fees.
Health calculators
Our BMI, calorie, and pregnancy due date calculators provide general estimates based on commonly used formulas (such as the Mifflin-St Jeor equation and Naegele's rule). They are not medical advice, diagnosis, or treatment, and should not be used to make decisions about your health or the health of others without consulting a qualified healthcare provider.
If you have concerns about your weight, nutrition, pregnancy, or any other health matter, please speak with a doctor or other qualified healthcare professional.
Educational calculators
Our GPA and age calculators provide general estimates based on standard formulas and calendar arithmetic. Grading scales and academic policies vary by institution — always confirm your official GPA with your school or university's records.
No warranty
The Site and its calculators are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, fitness for a particular purpose, or non-infringement. While we make reasonable efforts to keep our calculators accurate and up to date, we do not guarantee that results will be error-free or suitable for your specific situation.
Limitation of liability
To the fullest extent permitted by law, Calcdesk and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site or any calculator results, including but not limited to financial loss, medical decisions, or academic outcomes.
Advertising
This Site displays advertisements served by Google AdSense and potentially other advertising networks. We do not control the content of individual ads and are not responsible for the products, services, or claims made by advertisers. Clicking on an ad may take you to a third-party website governed by that party's own terms and privacy policy.
Intellectual property
The design, layout, text, and code of this Site are the property of Calcdesk unless otherwise noted. You may use our calculators for personal, non-commercial purposes. You may not copy, republish, or redistribute the Site's content or underlying code without permission.
External links
The Site may contain links to third-party websites for your convenience. We do not endorse and are not responsible for the content, accuracy, or practices of any linked external sites.
Changes to these terms
We may update these Terms of Use from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms. The "Last updated" date at the top of this page reflects the most recent revision.
Governing law
These terms shall be governed by and construed in accordance with applicable law, without regard to conflict of law principles. Any disputes arising from use of the Site shall be resolved in accordance with the laws applicable to Calcdesk's place of operation.
Contact us
If you have questions about these Terms of Use, contact us at support@calcdesk.online.